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Fractional Treasury and Product Management at Scale

Access the executive-level treasury and product management strategy you need to level-up your community financial institution’s offerings in today’s competitive market.

A Customized Plan Designed Around You

We provide fractional, executive-level Treasury and Product Management Consulting Services designed to help community financial institutions grow. Our expert team offers a full suite of solutions tailored to meet your unique needs. Whether you’re looking to evaluate your current capabilities, develop strategic initiatives, or implement and manage treasury functions, DeNovo Treasury has the expertise to guide you every step of the way.

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How We Do It

Treasury Management Analysis
Uncover hidden opportunities in your Treasury operations through comprehensive data analysis that reveals cost savings, efficiency gaps, and revenue enhancement potential.
Treasury Management Competitive Analysis
Benchmark your Treasury Management offerings against market leaders to identify competitive advantages and strategic positioning opportunities that drive client retention and acquisition.
Treasury Management Strategy
Develop a roadmap for Treasury Management growth that aligns with your institution’s goals, leveraging market insights and proven methodologies to maximize non-interest income and client value.
Fee Review & Optimization Assessment
Ensure competitive pricing while maximizing profitability through detailed fee structure analysis.
Product Management Design & Essentials
Build a comprehensive treasury product suite tailored to your market, featuring the essential categories that drive working capital optimization and client satisfaction.
Instant Payments Evaluation & Enablement
Navigate the real-time payments landscape with strategic guidance on RTP and FedNow implementation that positions your institution at the forefront of payment innovation.
Fee Optimization Subscription Service
Maintain competitive edge with ongoing fee structure monitoring and optimization recommendations that adapt to market changes and client needs.
Treasury Solutions & Technology Implementation
Transform your Treasury Management capabilities with our suite of technology solutions and implementation support from our expert team.

Why Fractional

We’ve reimagined fractional consulting for the community financial institution. Community banks and credit unions often face bandwidth challenges; whether it’s the time to dedicate to cross-functional initiatives, staffing shortages, or expertise gaps.

We’ve seen it all. And we can help.

Our fractional consulting model enables you to leverage director-level resources without the overhead of a full-time hire. At DeNovo Treasury, we recognize that every organization has unique needs and there is no one-size-fits-all solution. Our customizable approach let’s you lead with your vision while we design your roadmap to growth.

Treasury Solutions & Technology

Take your Treasury Management strategy one step further with our suite of fintech solutions. With seamless implementation support and customer service from DeNovo Treasury’s expert team, we offer you the guidance and the tools to supercharge your Treasury Management capabilities.

Success Stories

“Engaging in a collaborative effort with Will and DeNovo Treasury for our Treasury Management Competitive Analysis enhanced the value proposition for Sutton Bank. The comprehensive document and strategic roadmap delivered by DeNovo Treasury not only identified our gaps but will also serve as a catalyst for accelerating our existing treasury product expansion. Will’s expert guidance in prioritizing the roadmap, backed by his industry knowledge, proved to be an invaluable asset in steering us towards success. This partnership has not only met but exceeded our expectations, setting us on a path of efficiency and growth.”

Wayne McGaugh

Chief Financial Officer, Sutton Bank

“Having worked alongside the DeNovo Treasury team on successful treasury projects, my team and I can attest to their ability to drive meaningful outcomes. They are capable of defining the strategy, and doing the work required to execute. I would not hesitate to consider them for your next treasury-focused initiative.”

Steve Robert

CEO, Autobooks

“Working with DeNovo Treasury was a great experience. They helped clarify, accelerate, and align our TM strategy roadmap. DeNovo Treasury was a great partner, using an iterative process resulting in a practical, applicable document that will help us deliver.”

Len Devaisher

President, and COO MidWestOne Bank

“DeNovo Treasury gave us everything we needed to accelerate our goal- from a well-developed case study, building an implementation plan and product management structure, to creating job descriptions and a three-year strategic plan. Their experience was invaluable to build out a long-term plan with immediate opportunities that differentiate us in the market. What a joy to work with!”

Mary Inbody

Treasury Sales Director, Lincoln Savings Bank