DeNovo Treasury


They say necessity is the mother of invention, and that holds true for the genesis of DeNovo Treasury.

What began as “Project Yellow Sticky Note” during weekend discussions with three colleagues about maybe establishing a consulting practice someday quickly turned into a real business, and just 10 days after launch, Denovo Treasury had its first client. I had become the leader of a quickly-scaling business almost overnight, and exciting things were ahead!

Since then, I’ve been riding the entrepreneurial wave. Every day brings something new, and I thrive on the dynamic nature of the work. While some days test my patience, the good days far outweigh the challenging ones.

What draws me to this work? I’ve always harbored a desire to teach and coach, even as my career path took me deep into the world of treasury management products and services. Pursuing an executive MBA in 2013 has proven invaluable for my career and for the entrepreneurial journey I began in August 2022 when I founded Denovo Treasury.

Joining a new team with each client consultation feeds my love for collaboration. While each client is unique, the common thread is their commitment, making the engagement highly rewarding; they actively participate in the process with us. When working with clients in this way, I find fulfillment in the knowledge transfer– a unique experience each time.

Looking ahead at DeNovo Treasury’s future, I aspire to engage with teams eager to build and grow. Building strategy is my passion, especially in assisting Financial Institutions (FIs) and the individuals responsible for organizational development.

I relish working with like-minded individuals, priding myself on a high EQ, self-awareness, empathy, and fair treatment. As a relationship builder, DeNovo Treasury’s mission is to partner with FIs sharing similar DNA.

This is who I am, what I envision for DeNovo Treasury, and the standard I seek in both our team members and the clients we collaborate with.

Will K. Grace

Founder & Principal, DeNovo Treasury

Will K. Grace is a 33-year veteran of the financial services industry, having spent his career working for large and mid-size financial institutions, a core processor, and most recently, a fintech start-up. He is an expert in Treasury Management, product management, and instant payments for businesses of all sizes, and in the products, services, and solutions used to manage payables, receivables, deposits, liquidity, and digital banking needs.

He has managed the full spectrum of Treasury Management products and services through his career and is especially adept in ACH, wire transfer, bill pay, integrated payables, and instant payments.

As a product manager and executive leader, his stewardship of the Treasury Management departments he led generated well over a billion dollars in fee income over 20 years. Over that same time, he directed the launch of hundreds of new products, enhancements, upgrades, and implementations.

He has developed and led multi-year strategic plans for Treasury Management and product management and built high functioning teams to execute on those plans, achieving or exceeding their goals.

A recognized industry leader, Will has served on multiple Treasury and Product Management councils and forums, including as a member of the Nacha Rules and Operations Committee and  EPCOR Board of Directors (Treasurer and Vice Chairman); presented at local and national events; and participated in the business requirements gathering process at The Clearing House for the Real-time Payments (RTP) Network in 2015.

Will is currently a Board Advisor for MoneySprinter, a fintech startup that provides worldwide remittance and peer-to-peer transaction services online, and he serves on the Metro Detroit Read to a Child Advisory Board.  Will lives in Detroit with his wife Carrie and enjoys spending time with his two adult children.

Product Support


Barbara Kerr

senior manager, Product Support

Barbara has spent her entire 35+ year career in IT, as a Technical Writer, Technical Trainer, Business Analyst, and Product Owner.  Throughout this work, she has learned how people apply and learn through technology and solutions designed to harness the power of information and automation.  Information and tools are effective if they make sense and can be applied correctly in the workplace, and finding the balance between the art and science of technology has always been her professional passion.

Barbara brings this background to DeNovo Treasury by creating effective documentation, onboarding clients with just the right amount of hand-holding and following up to be sure clients get the most possible benefits out of any engagements with our industry experts.

A native of Ohio and currently living in Columbus, Barbara has lived, studied, and travelled abroad most of her adult life.  When not working, she enjoys international travel with her husband, Brian, who is native of Paisley, Scotland.  She also flips houses as a hobby, enjoys anything art-related, and spending time with her two- and four-legged family members (beloved dogs Poppy and Duncan.)

Client Enablement

Terri Williams

Senior Manager, Relationship Manager

Terri is a seasoned Sales Executive with an impressive 30 years of experience in the banking industry, with 25 years of expertise in Treasury Management.

Terri has held diverse roles in Treasury Management, showcasing her versatility and proficiency. As a leader in the Retail, Business Banking, and Commercial segments, she demonstrated her strategic acumen and successfully navigated the complexities of the financial landscape.

Beyond her professional achievements, Terri calls Cincinnati, Ohio home, where she resides with her two sons. Ryan, a senior at the University of Kentucky pursuing pre-med studies, and Dylan, a bright 5th grader, keep her motivated and grounded.

Terri Williams

Advisory Board

Babette Dajos<br />

Babette Dajos, CTP

Babette is the Commercial Card Product and Strategy Lead at Old National Bank. With a passion for all things payments, she’s worked in the financial services industry for over 23 years. For the last 19 years, she has served in various sales and product management roles in Treasury Management for Comerica Bank, PNC Bank, Citizens Bank, and Huntington Bank. She holds the Certified Treasury Professional (CTP) designation and has previously served on the board of the Great Lakes Association of Financial Professionals.

Babette resides in Livonia, Michigan with her husband, son, and daughter.

Greg Weddell

Greg Weddell, CTP

Greg is Director, Product Management & Marketing for Dragonfly Financial Technologies, a leading provider of Composable Digital Treasury Management and Business Banking solutions with a growing focus on open APIs and Embedded Banking. He has over 35 years of banking and fintech experience with a focus on digital strategy and payments in the Commercial, Small Business and Consumer customer segments.

Through his leadership of product, strategy, and sales organizations, he has demonstrated ability to create strategies to solve issues and grow business while guiding and teaching others. Greg’s passion for Commercial, Small Business and Mobile solutions fuels his mission to make sure that Dragonfly’s services meet the ever-changing needs of today’s market. He holds the Certified Treasury Professional (CTP) designation.

Greg Weddell

Jenn Cornell Queen

Since 2022, Jenn Cornell Queen has been president and CEO and the A2AC, one of Ann Arbor’s most esteemed non-profit organizations. She also currently represents Ward 5 on Ann Arbor’s City Council. Jenn is a former two-time business owner, having founded and ran a successful marketing agency as well as a CrossFit gym in Ann Arbor. Throughout her career, she has developed team building and leadership expertise as well as project and budget management, customer service, and fundraising skills. Jenn has worked with a broad range of public, private, and nonprofit organizations including ABN AMRO Mortgage Group, Google, the Detroit Lions, the University of Michigan, Hallmark Greetings, and Milk Means More. In addition to her professional endeavors, Jenn serves on the board of the Ecology Center, Family Learning Institute, Destination Ann Arbor, and Ann Arbor’s Main Street Area Association.


To help financial institutions with aspirational goals create strong business offerings to survive and thrive in the communities they serve.



Being a good collaborator means understanding our clients as what they are: human.


As a consultant, staying true to our values and sharing the difficult truths with our client is at the core of what we do.


Acting with purpose and being mindful that we are all striving towards a common goal.


Ready to Define, Transform & Grow?